As the end of the year rolls around, a posse of Seniors and Disabled Citizens are now forced to thumb through stacks of literature to locate a new health care plan, after being informed by Medicare that their provider is discontinuing services.
A sign of the times, perhaps?
Securing a plan that is either on par with the one that met their needs (drugs, low co-payments, maximum coverage, etc.) during the calendar year of 2010 - or better than the one they were content with - is not an easy row to hoe!
For those who need a heads-up, I highly recommend Citizen's Choice.
For starters, there are no co-payments for Doctor's visits.
In addition, most drugs are covered one-hundred-percent; but - if one is not - the prescription may only require a small co-pay (which amounts to about $1.00 to $3.00 in most cases).
In addition to comprehensive medical coverage for procedures and hospital stays - you name it - Dental and Vision benefits (such as free x-rays, cleanings, flouride treatments, and eye exams) are also provided.
Amazing, since most plans tossed out those benefits long ago when the economy spiralled downward.
There are many perks, too.
The plan pays for up to twenty free taxi rides during the course of the year for travel to-and-from medical facilities.
For those who are disabled, or do not drive, this is truly a plus.
In the event Citizen's Choice does not meet your standards (it's an HMO), then contact Medicare for a booklet outlining the plans and benefits provided for each provider in your neighborhood.
Happy Holidays!
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